We recently updated one of our vehicles.  The pickup had a lot of miles and with our growing family, we needed more room, so we ended up trading for the behemoth of SUV’s, a GM Suburban.  With the higher gas prices, the seller was motivated, and we were able to trade off the pickup.
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We had been looking for a while and were not overly anxious to buy unless we found the right deal.  We were actually at an advantage, because we had the finances set aside for the purchase.  By doing much of the mechanical work myself, we were able to build up a bit of an emergency fund in case we ever needed a major repair like an engine or transmission, or if we decided to trade.
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I had always considered having savings set aside as a virtue, yet in my reading, I  recently discovered that some people actually consider savings a lack of trust in God.  Luke 9 is cited where God sent out the disciples and all their needs were provided even though they had taken no bread or money with them.
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Yet in order to condemn saving for future needs many other scriptures must be ignored.  When Jesus sent out His followers in Luke 9, it was a special group of people at a special time in history.  In fact, later in the Gospel of Luke, Christ tells them to make preparation ahead of time for their journey.  “Then said he unto them, But now, he that hath a purse, let him take it, and likewise his scrip: and he that hath no sword, let him sell his garment, and buy one.” (Luke 22:36)
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The sword Jesus was talking about was likely a long knife that could serve many utilitarian purposes.  It could obviously be used for defense, but more importantly, it could be used for getting and preparing food and many other incidentals that would take place in a camp site for those traveling and spreading the good news.
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It is not strange that Jesus would instruct His followers to prepare for the future.  This is a principle that was clearly taught in the Biblical Proverbs.  “The thoughts of the diligent tend only to plenteousness; but of every one that is hasty only to want.” (Proverbs 21:5)  In other words, those who show diligence will have extra, but those who hastily spend what they have instead of saving will not be able to meet their needs. 
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That principle of being diligent and saving is illustrated by the ant.  “Go to the ant, thou sluggard; consider her ways, and be wise: Which having no guide, overseer, or ruler, Provideth her meat in the summer, and gathereth her food in the harvest.” (Proverbs 6:6-8)  The ant was working hard to save up for a future need and we are told to do the same.  May we never use the hope of God’s provision as an excuse for laziness.
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Proverbs 21:20 clearly shows that saving is wise, “There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.”
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We must also be careful that we not save up so much that we become greedy for savings.  “But lay up for yourselves treasures in heaven, where neither moth nor rust doth corrupt, and where thieves do not break through nor steal:” (Matthew 6:20)  At the same time we must not condemn what the scripture clearly teaches (savings).  I fear the confusion comes when believers have a zeal for being spiritual without studying all the word of God so they can better understand how to put their spirituality into practice in a Biblical way.  In other words, show responsibility in saving, but do not make your savings into an idol.